13D Filings
BETTER HOME & FINANCE HOLDING CO
BETR
Amendment
Ownership

8.40%

Total Shares

822,228

Issuer CIK

1835856

CUSIP

08774B102

Event Date

May 15, 2025

Accepted

May 20, 2025, 07:50 PM

Reporting Persons (3)
NameType% of ClassAggregateSole VotingShared Voting
Thor Bjorgolfsson
Individual
8.40%822,228822,2280
Novator Capital Sponsor Ltd.
Other
6.20%605,504605,5040
Livenandro Holdings Limited
Other
0.00%000
Disclosure Items (4)

Security Title

Class A Common Stock

Issuer Name

BETTER HOME & FINANCE HOLDING CO

Issuer Address

1 World Trade Center,, New York, NY, 10007

Item 3 of the Original Schedule 13D is hereby amended and supplemented as follows: The information set forth in Item 4 hereof is hereby incorporated by reference into this Item 3, as applicable. The source of funds used by NCSL to purchase the securities described herein was the working capital of NCSL. The source of funds used by NCL to purchase the securities described herein was the working capital of NCL.

Item 4 of the Schedule 13D is hereby amended and supplemented to include the following: NCSL Sale to NCSL On December 16, 2024, NCSL sold 196,724 shares of Class A Common Stock of the Issuer to NCL at a price per share of $10.97. NCSL Sale to Prabhu Narasimhan On May 16, 2025, NCSL sold 42,352 shares of Class A Common Stock of the Issuer to Prabhu Narasimhan, a director of the Issuer, at a price per share of $ 14.10. The aggregate purchase price for such shares of Class A Common Stock is payable as an interest free debt repayable on demand owed by Prabhu Narasimhan to NCSL. NCSL Purchase from Livenandro On May 16, 2025, NCSL purchased: (i) 45,800 Warrants of the Issuer from Livenandro at a price per Warrant of $0.07; and (ii) 463,199 shares of Class A Common Stock of the Issuer from Livenandro at a price per share of $15.48. NCSL and Livenandro are each indirectly 99.9% owned by BB Trustees SA, as trustee of the irrevocable discretionary trust known as The Future Holdings Trust. The purpose of the transfer and sale of the Warrants and shares of Class A Common Stock from Livenadro to NCSL was for internal structuring reasons.

Percentage of Class

The response set forth in Item 5 of the Original Schedule 13D is hereby amended by deleting the previous response in its entirety and replacing it with the following: The information contained in rows 7, 8, 9, 10, 11, and 13 on each of the cover pages of this Schedule 13D is incorporated by reference in its entirety into this Item 5.

Number of Shares

The information contained in rows 7, 8, 9, 10, 11, and 13 on each of the cover pages of this Schedule 13D is incorporated by reference in its entirety into this Item 5.

Transactions

Except for the transaction described in Item 4 of this Schedule 13D, the Reporting Persons have not engaged in any transaction during the past 60 days involving ordinary shares of the Issuer.

Shareholders

None.

Date of 5% Ownership

Livenandro ceased to be the beneficial holder more than five percent of the Issuer's Class A Common Stock on May 16, 2025.

BETTER HOME & FINANCE HOLDING CO — Schedule 13D | 13D Filings