13D Filings
Velocity Financial, Inc.
VEL
Amendment
Ownership

36.60%

Total Shares

13,353,103

Issuer CIK

1692376

CUSIP

92262D101

Event Date

Mar 26, 2025

Accepted

Mar 31, 2025, 05:30 PM

Reporting Persons (7)
Joint Filing

This is a joint filing. The reported shares may overlap between reporting persons and should not be summed.

NameType% of ClassAggregateSole VotingShared Voting
SPG GP, LLC
Other
36.60%13,353,103013,353,103
Ian K. Snow
Individual
36.60%13,353,103013,353,103
Snow Phipps Group AIV, L.P.
Partnership
33.80%12,339,174012,339,174
Snow Phipps Group (RPV), L.P.
Partnership
1.80%642,6540642,654
Snow Phipps Group AIV (Offshore), L.P.
Partnership
0.70%260,7050260,705
Snow Phipps Group (B), L.P.
Partnership
0.20%61,719061,719
SPG Co-Investment, L.P.
Partnership
0.10%48,851048,851
Disclosure Items (3)

Security Title

Common Stock, $0.01 per value

Issuer Name

Velocity Financial, Inc.

Issuer Address

2945 Townsgate Road, Suite 110, Westlake Village, CA, 91361

Item 4 of Schedule 13D is supplemented as follows: On March 27, 2025, each of Snow Phipps Group AIV, L.P., Snow Phipps Group (RPV), L.P., and Snow Phipps Group AIV (Offshore), L.P. (collectively, the Warrantholders") exercised its Warrants in full on a cashless basis, and the Issuer issued a net of 1,080,338 shares of Common Stock in the aggregate to the Warrantholders, as detailed below. Warrant Exercise Price per share Net Shares Issued Snow Phipps Group AIV, L.P. $2.96 841,408 Snow Phipps Group AIV, L.P. $4.94 420,704 Snow Phipps Group (RPV), L.P. $2.96 43,815 Snow Phipps Group (RPV), L.P. $4.94 21,908 Snow Phipps Group AIV (Offshore), L.P. $2.96 7,554 Snow Phipps Group AIV (Offshore), L.P. $4.94 3,777

Percentage of Class

Item 5(a) of Schedule 13D is supplemented as follows: The responses of the Reporting Persons to Rows 11 and 13 (including any related Comment) on the cover pages of this Amendment No. 3, as of March 31, 2025, are incorporated herein by reference. After giving effect to the exercise of the Warrants, as of March 31, 2025, the Reporting Persons beneficially owned 13,353,103 shares of Common Stock in the aggregate, which represents 36.6% of the shares of the Common Stock outstanding, calculated pursuant to Rule 13d-3 under the Exchange Act, based on 36,465,085 shares of Common Stock outstanding as of March 27, 2025, as disclosed by the Issuer to the Reporting Persons (and which gives effect to the exercise of the Warrants by the Reporting Persons).

Number of Shares

Item 5(b) of Schedule 13D is supplemented as follows: The responses of the Reporting Persons to Rows 7, 8, 9, and 10 (including any related Comment) on the cover pages of this Amendment No. 3, as of March 31, 2025, are incorporated herein by reference.

Transactions

Item 5(c) of Schedule 13D is supplemented as follows: Except as set forth in this Amendment No. 3, none of the Reporting Persons, or, to the knowledge of the Reporting Persons, any other person named in Item 2 of the Schedule 13D, effected any transaction in the Common Stock since the filing of Amendment No. 2 on March 10, 2025.