Ordinary Shares

OXBRIDGE RE HOLDINGS Ltd

SUITE 201, 42 EDWARD STREET, GEORGETOWN, E9, KY1-9006

Allan S. Martin, individually, as a Director of the Martin Family Foundation, Inc. and as General Partner of Fleur de Lis Partners, LLLP; Marie Martin, individually, as Trustee of the Allan S Martin Childrens IRRV Trust and as a as a Director of the Martin Family Foundation, Inc.; Fleur de Lis Partners, LLLP, a Delaware limited liability limited partnership; and Allan S Martin Childrens IRRV Trust.

Fleur de Lis Partners, LLLP is a private limited liability limited partnership principally engaged in the business of investing and managing its own private equity investments. The business address for the Fleur de Lis Partners, LLLP is 101 E. Kennedy Blvd. Suite 4110, Tampa Florida 33602 Mr. Allan S. Martin is the General Partner. The Allan S Martin Childrens IRRV Trust. The business address is 5013 W San Miguel St. Tampa Florida 33629. Marie B. Martin is the sole trustee.

Each of the individuals are United States citizens.

See response to Item 11 on the cover pages.

See response to Items 7-10 on the cover pages.

Allan S. Martin disposed of 32,911 shares on April 16, 2026 at a price of $0.6848.

Except as stated within this Item 5, to the knowledge of the Reporting Persons, only the Reporting Persons have the right to receive or the power to direct the receipt of dividends from, or proceeds from the sale of, the Ordinary Shares reported by this statement

Not Applicable.